You Bought the Property — Now Protect It with a Will
You’ve done the hard part.
You’ve saved, researched, navigated all the hurdles, and finally bought your property in Zambia.
Whether it’s a plot of land, a rental unit, or your dream home, this achievement is no small feat — especially when doing it from abroad.
But here’s the truth many people don’t talk about:
Owning property is just the beginning. Protecting it is the real legacy.
What Happens If You Don’t Have a Will?
Without a will, your property doesn’t automatically go to the people you love.
In fact, if you pass away without a valid will, the state decides how your assets are distributed under the Intestate Succession Act. That means:
- The relatives you don’t speak to may suddenly be in charge.
- The people you love the most (especially your children or partner) might not receive what you intended.
- Family disputes can erupt over your property, dragging your name through painful court battles.
All of this happens while your family is still grieving your loss.
Why This Matters for Diaspora Clients
If you’re living abroad, the stakes are even higher. Here’s the issue:
- You assume that once you’ve got a title deed, your work is done.
- Or you believe your children can’t inherit land in Zambia if they’re not Zambian citizens (they can — if they inherit it through a will).
- Or you’re simply putting it off, telling yourself you’ll deal with it “later.”
But “later” isn’t guaranteed. And property with no succession plan becomes a legal and emotional burden for your loved ones.
A Will Turns Your Investment Into a Legacy
Here’s what a valid Zambian will can do for you:
✅ Name the people who should inherit your property
✅ Prevent confusion and legal disputes
✅ Allow your children (even non-Zambians) to legally own your property through inheritance
✅ Ensure your assets are protected and managed the way you want
Writing a will isn’t just paperwork — it’s a final act of love and protection for the people who matter most.
We Can Help
At Diaspora Connect, we offer a simple, guided service to help you draft a valid Zambian will — no matter where you are in the world. We’ll make sure everything is done correctly, clearly, and compassionately.
📩 Want to protect your property and your loved ones?
Just reply to this blog or get in touch — we’ll send you details on how we can help.
What Happens If You Die Without a Will?
(And Why You Shouldn’t Leave It to Chance)
Many Zambians work hard to buy land or build a home, thinking they’ve secured their family’s future.
But without a valid will in place, that security can disappear overnight.
When someone dies without a will in Zambia, the state decides what happens to their property — not the family, and certainly not the deceased.
That’s because your estate is now governed by the Intestate Succession Act.
And that can create serious challenges:
What the Law Says
If you die without a will:
- Your spouse gets 20%of your estate.
- Your children get 50%(shared equally).
- Your extended family (parents and dependents) get 30%.
This may sound fair in theory — but in practice, it often creates conflict and confusion, especially for diaspora clients who may have different intentions.
You might want to leave everything to your children.
Or ensure your spouse is fully protected.
Or distribute your assets differently.
But without a will, none of that happens.
Why This Matters for Diaspora Clients
Let’s say you’ve bought property in Zambia but live abroad.
Your children may not be Zambian citizens.
And you’re assuming that one day, they’ll inherit what’s rightfully theirs.
But here’s what most people don’t realise:
✅ Your children can inherit land in Zambia — even if they’re not Zambian — as long as it’s through a will.
✅ But if you die without a will, they may face delays, court battles, or be cut out completely due to local inheritance laws.
✅ The relatives you didn’t trust to help you buy the land could now have a say in how it’s divided.
Don’t Let the State Decide
Writing a will isn’t just about dividing assets — it’s about protecting your legacy and making sure your wishes are honoured.
When you have a will:
- You decide who inherits your property.
- You appoint a trusted executor.
- You reduce stress and conflict for your loved ones