3 Financial Habits to Protect Your Pocket from 2026 Inflation
With the Brazilian Real facing volatility and the market forecasting inflation around 4%, saving money isn't just about spending less—it’s about spending smarter.
The "Subscription Audit": In 2026, the average Brazilian has 5+ digital subscriptions they don't use. Audit your Netflix, Spotify, and app premiums. Cancelling two unused services can save you over R$1,000 a year.
Use "Caixinhas" for Automation: Human will-power is weak. Use the automation tools in your banking app (like Nubank’s Caixinhas) to automatically move 10% of your paycheck to an investment account the moment it hits. If you don't see it, you won't spend it.
Cashback is King: Before any purchase, check apps like Meliuz or Cuponomia. In 2026, getting 2-5% back on every purchase is the easiest "raise" you can give yourself.